DCB Bank offers up to 7.95% interest on FDs
DCB Bank just updated its fixed deposit (FD) interest rates for deposits under ₹3 crore, effective August 15, 2025.
The new rates cover everyone—regular customers, senior citizens, and those aged 70+ (Senior Citizens Plus).
If you're considering locking in your savings for a while, these fresh rates might catch your eye.
How do the new rates look?
Regular customers can now earn between 3.75% and 7.20%, while senior citizens get a bit more at 4.00% to 7.70%.
Senior Citizens Plus can snag the highest rate—up to 7.95%—if they go for a deposit between 27 and just under 28 months.
Basically, the longer you commit your money, the better your returns.
Early withdrawals come with penalties
If you pull out your FD before two weeks, there's no interest paid at all.
After that period, if you withdraw early, you'll get interest at the original rate for how long you kept it in—but with some penalties deducted.
So if max returns are your goal, sticking out the full tenure is definitely encouraged!