Business • Jun 24, 2025

EPFO increases auto settlement limit for advance claims

The Employees Provident Fund Organization (EPFO) has upped its auto settlement limit for advance PF claims from ₹1 lakh to ₹5 lakh.
That means if you need cash fast—for things like medical emergencies, college fees, or even a wedding—you can now get up to ₹5 lakh straight into your account without waiting for paperwork.

TL;DR

Over 60% of claims are settled instantly

This update is a big deal if you're working and planning your future.
The auto settlement feature was first rolled out during COVID-19 to speed up urgent withdrawals, and now over 60% of claims are settled instantly.
Plus, EPFO is seeing record sign-ups among young people (18-25 age group), showing more folks are thinking ahead about financial security.