RBI gives Innoviti the green light for in-store payments

Business Jan 13, 2026

Innoviti just got a big upgrade: the Reserve Bank of India now lets them handle not only online but also in-store (offline) payments.
This means shopping at your favorite stores could get even smoother, as Innoviti can now power both digital and physical transactions for merchants across India.

Why does this matter?

Innoviti already works with over 50,000 merchants in 2,000+ cities—including big names like Reliance Retail and DMart—and processes more than ₹80,000 crore every year.
Their platforms are known for high user ratings.
Backed by major investors and holding 14 patents, Innoviti's expanded license is a big step toward making seamless payments a reality everywhere you shop.

What's cool about Innoviti?

They've been growing fast—turning profitable last year—and their unipay platform is already India's largest for offline payments.
With this RBI nod, they're set to make paying at stores even easier, whether you're tapping your card or using UPI.