UPI just recorded its highest-ever monthly transaction volume
Business
UPI just set a new record in India—21.7 billion transactions worth ₹28.33 lakh crore happened in January 2026, edging past December's numbers.
That's a lot of digital payments flying around!
Daily average, active QR codes
Every day, about 700 million UPI payments went through, and the daily value crossed ₹91,000 crore, with value up 21% month-on-month (Dec 2025 - Jan 2026).
From kirana shops to bus stops—even rural markets—scan-and-pay has become the go-to move for quick payments.