SEBI: All digital payments to brokers must use special UPI
From October 1, 2025, SEBI is requiring all SEBI-registered intermediaries, including brokers, mutual fund houses, research analysts, and investment advisors, to use special UPI IDs ending with "@valid."
This step is meant to protect investors from scams and fake payment requests as digital investing grows.
SEBI confirmed that over 90% of brokers, covering the majority of investors, along with all mutual funds, have already adopted the new handle.
Look for the green thumbs-up icon
Just look for the green thumbs-up inside a triangle when you pay using an @valid handle—this icon means the payment is going to a verified, SEBI-registered entity.
You'll also see this on official QR codes for direct payments.
Use 'SEBI Check' tool to verify UPI IDs
SEBI has rolled out "SEBI Check," a tool on the Saarthi app, its website, or check portal.
Use it to quickly confirm any broker's UPI ID or bank details before transferring money—whether by UPI or other methods like NEFT or IMPS.
The daily limit for UPI investments stays at ₹5 lakh.
SEBI urges investors to stay vigilant against frauds
This update gives investors an easy way to spot real investment accounts and avoid fraudsters pretending to be legit firms.
SEBI encourages everyone to check for the @valid suffix and green thumbs-up before making payments—and use their new tool if you're ever unsure.